UK regulators mandate standardised product information documents. ClauseHub transforms these paper-based formats into machine-readable APIs.
UK financial regulators mandate that providers publish standardised product information documents. These ensure consumers can compare products across providers on a like-for-like basis. Energy suppliers must publish Tariff Information Labels, telecoms providers must issue Contract Summaries, and banks must provide Summary Boxes.
ClauseHub transforms these paper-based formats into machine-readable APIs, enabling programmatic access to the same information that regulators require providers to disclose.
Under SLC 31, all domestic energy suppliers must publish a Tariff Information Label for every live tariff. The TIL provides a standardised summary of key tariff features so consumers can compare offers across suppliers. ClauseHub digitises this format into a structured JSON:API interface covering 73+ domestic suppliers, 14 DNO regions, and all fuel types.
Since June 2022, Ofcom requires all telecoms providers to give customers a Contract Summary before they sign up. This one-page document covers the main contract terms including price, data allowances, contract length, and early termination charges. ClauseHub will standardise these summaries across broadband, mobile, landline, and pay-TV services from approximately 15 providers covering 90% of the UK market.
The FCA requires banks and building societies to provide Summary Boxes for savings products, Fee Information Documents for current accounts, and Key Features Documents for ISAs. These standardised disclosure formats cover interest rates, fees, access terms, and withdrawal conditions. ClauseHub will digitise these across 250+ banks and building societies, filling the gap that Open Banking does not cover.
Regulators designed these disclosure formats for human readers. ClauseHub makes them accessible to software, unlocking new possibilities for comparison, compliance, and automation.